INSURANCE SOLUTIONS: Public Officials’ Errors and Omissions

Lawsuits based on allegations of discrimination, wrongful employee termination, or sexual harassment–often referred to as “employment-related practices”–are becoming increasingly common for public entities and present significant exposures to loss. This coverage will defend against such allegations and, in the event of an adverse judgment or settlement, pay on behalf of the entity and its employees and volunteers.

Coverage Highlights:

• Claims-made basis
• Prior Acts Coverage available, subject to retroactive date
• Includes Employment Practices and Employee Benefits Liability
• Defense Costs in addition to the limit
• Defense Expense for Injunctive Relief claims up to $5,000
• $1,000 deductible